What is a virtual credit card? Why use a virtual credit card? Big VPS players share with you a very easy-to-use virtual credit card opening platform. The platform is simple to register, convenient to recharge, and has many card slots. You can easily obtain a large number of American virtual credit cards.
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What is a virtual credit card?
Virtual credit cards can also be called digital credit cards. They have no physical card and no credit limit. They only have the card number, expiration time and CVV (CVC). They generally need to be recharged before they can be used. They can be consumed online like physical cards. Some virtual credit cards can also be added. Use Apple Pay or Pay.
Benefits of using a virtual credit card
Why use a virtual credit card? The main purpose is to prevent theft. Virtual credit cards need to be recharged before they can be used. Generally , you can top up as much as you use. Even if it is stolen, the loss will not be huge. Many foreign websites only support MasterCard and Visa credit cards and do not support domestic UnionPay cards. In order to purchase some foreign services and goods, you need to use foreign virtual credit cards (MasterCard, Visa).
How to get a virtual credit card
So how do you get a virtual credit card? The simplest and fastest way is to use a virtual credit card opening platform. It usually only takes a few minutes to open a virtual credit card of your own. There are many online virtual credit card opening platforms at present, and VPS is the one used most by big players, mainly because the platform is easy to register, convenient to recharge, has many cards, and the customer service is also very good. There are now 17 card heads open:,,,,,,,,,,,,,,,,,, all are American virtual credit cards.
Merchants supported by the platform’s virtual credit card
After testing, it was found that the platform’s cards support many merchants, including but not limited to the following merchants:
Several newly added cards:,,, are very easy to use, and subscribing is a breeze.
register
Registration URL: Since the registration process is very simple, I won’t go into details here.Video tutorial: U.S. virtual credit card opening platform Beiyipay usage tutorial
top up
After logging in, click "Quick Recharge" on the right side of the webpage or "Quick Recharge" in the fund center to enter the recharge interface:
There are currently four recharge methods:
Customer Service Recharge (You need to contact customer service) Online Recharge: Transfer money first, then upload a screenshot of the remittance, submit a remittance forecast, and the account will generally arrive within 10 minutes during working hours. Scan the QR code to pay: You need to do a simple real-name authentication first, and the recharge code will arrive in real time. Recharge: It is very convenient to purchase and recharge on mobile Taobao and it will be automatically credited to your account.
It should be noted that the account balance and the card balance are independent. When opening the card, funds need to be allocated to the card. At least US$10 must be deposited when opening the card. Only when there is sufficient balance on the card can normal consumption be made.
So far, major VPS players have recharged nearly US$15,000, mainly used to pay subscription fees for API, PLus, App Store, and other software. As shown in the picture:
Open a card
After recharging, you can open the card. Click "Quick Card Opening" or "My Card" -> "Quick Card Opening" in the lower right corner of the homepage of the website to enter the card opening interface:
If you are purchasing software or subscribing to a service and do not need to receive the goods, you can directly find an address in a tax-free state on Google Maps or a rental website: How to find a real U.S. address on Google () Maps, or go to a rental website to find it.
Here is a brief demonstration of how to find the villa address on the rental website. After opening the above website, enter the name of the tax-free state in the search bar, for example:
Then select Rent, Home Type, and you will find a single-family villa for rent. I don't like that kind of //Coops. Of course, you can also choose "For Sale" and see if it's free of charge.
After selecting, click "Apply". After the page is refreshed, many houses will appear on the right, and a large number of real addresses will appear, as shown in the picture:
I randomly selected a few addresses:
A U.S. address generally consists of the following parts:
road address city state zip code
Such as: 18454 SW Ct, , OR 97078,
Road addresses generally have the following format: number + street name + room number. For example, the above: 18454 SW Ct is a very typical road address. The street name can be /Road/Drive/Lane/, usually abbreviated to St/Rd/Dr/Ln/Hwy. Generally, you do not need to write the room number for a single-family villa. If it is an apartment or office building, add a comma after the street name and write the room number. The apartment is written as Apt. 208, and the office building is written as Suite 308 or abbreviated as Ste. 208. It can also be abbreviated as #300. This applies to both apartments and office buildings.
Other cities, states, and zip codes are relatively simple. Each part is separated by commas. It is easier to understand if you just break down the address above:
18454 SW Ct, , OR 97078,
Road address 18454 SW Ct is usually 1. If there is a room number, fill in 2 city state OR Oregon abbreviation zip code 97078
When opening a card on the virtual credit card opening platform, you fill in the following:
Please do not use the address I provided above or the default address of the platform, because many people will be lazy and directly use the address above or the default address, and the result will be associated!
If you are purchasing physical items and need to mail them, it is recommended to use your delivery address when opening the card. This way, the billing address and delivery address are the same and can be verified by AVS. What is AVS verification: What is AVS verification and the purpose of AVS verification.
If you need to open a large number of cards and it is inconvenient to enter the address by hand every time, you can set a default address so that it will be automatically changed to your address when opening cards.
Card opening fee: A card opening fee and a recharge service fee are charged when opening a card. For example, to open a $10 virtual card, the card opening fee is $5 and the service fee is 5%. The total is $15.5. If the balance is insufficient, the card will be opened. fail.
It usually takes about one minute to open a card, so please be patient. After successfully opening the card, you can click on the card list to see all the cards. After successfully opening the card, you can consume immediately without waiting.
In the card list, you can choose to activate/freeze a specific card or multiple cards. After freezing, the card cannot be consumed.
If you want to increase or decrease the card's balance, delete the card, view card consumption records, modify the card billing address, or view the card's increase and decrease balance records, you can click "Details" in front of the card number to enter the following interface:
How to fill in the expiration date? If it is 2025-03, when you go to make a purchase, it is usually written as 03/25, with the month first and the year last.
Reason for payment failure:
If the card balance is insufficient for CVV or the expiration date is entered incorrectly in the bank's risk control, consumption cannot be made at a specific merchant.
You can see the payment failure records above, and you can make normal payments after adjustments.
The card balance and account balance are separate. When the card balance is insufficient, you need to recharge from the account balance to the card before you can make normal purchases.
If you can't see a record of payment failure, it's usually because the merchant has risk control and the transaction has not yet been transmitted to the bank. In order to protect their own interests from losses, merchants generally have a risk control mechanism. When it is found that there is a risk, it is usually rejected directly, and it is not the bank or card's fault.
Verified
Real-name authentication is required. The real-name needs to provide the ID number and name. Real-name authentication can be carried out through Alipay "scan" lol wild rift top up . After real-name, 500 tickets can be opened. You can use Alipay to scan the code to recharge.
Rate
Card opening fee: US$5/card, recharge service fee 5%, discounts are available for large quantities, just contact customer service directly to discuss, as long as the quantity is sufficient, you can negotiate.
On September 25, 2023, the official issued a notice that fees will be charged for chargebacks and verification transactions with a transaction amount of 0. The notice is as follows:
From October 1, 2023, if a transaction on the platform through our virtual card is declined or the transaction amount is 0, we will charge a fee of US$0.3 per transaction; if the transaction is declined or occurs on other non-platforms, For transactions with a transaction amount of 0, we will charge a fee of USD 0.2 per transaction. The transaction fee will be deducted from your account balance, and you can view the relevant deduction records in the "Financial Details" menu. This part of the charges was not initiated by us, but because the banks and networks involved in the transaction passed on these chargebacks and zero-amount transaction fees to us, and we had to make necessary cost sharing.
If you cannot control the consumption scenarios of your card, it is not recommended to use the services of this platform.
stuck
Open:,,,,,,,,,,,,,,,,,
You can check which card heads can be used with the merchant you want to pay through the "Card Header Application Scenario Query" in the upper left corner of the platform. As shown in the picture:
Registration URL
Registration URL:
If you have any questions, please leave a message below. Your questions may also be doubts of other readers. Message interaction can improve the content and allow knowledge to be shared more widely. Thank you for your support. ^_^
Remember to give a link when reprinting: Big VPS player » Recommendation of the best virtual credit card opening platform in 2023
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